In "The Latte Factor," personal finance expert David Bach unveils a transformative story that intertwines the journey of a young woman discovering the power of financial freedom. Through the lens of a seemingly simple daily ritual—her coffee habit—she learns profound lessons about saving and investing. With relatable characters and an engaging narrative, Bach challenges readers to rethink their spending habits and recognize the true cost of indulgences. Could a small shift in perspective lead to monumental changes in your financial future? Dive into this inspiring tale and unlock the secrets to achieving your dreams, one latte at a time!
By David Bach, John David Mann
Published: 2019
"Your latte factor is the amount of money you spend regularly on small, non-essential purchases."
“A three-step process to financial freedom” from the #1 New York Times–bestselling author of The Automatic Millionaire (Jon Gordon, bestselling author of The Energy Bus). Drawing on the David Bach’s experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone—from zillennials to baby boomers—can still make his or her dreams come true. In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine. The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize that it’s never too late to reach for your dreams, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 New York Times–bestselling author).
Showing 8 of 24 similar books
Ray Dalio is the founder of Bridgewater Associates, one of the largest and most successful hedge funds in the world. He is also the author of the bestselling book Principles, where he outlines his philosophy on life, leadership, and investing. Ray is renowned for his unique approach to transparency, radical truth, and thoughtful disagreement within organizations. His insights into economics and investing have made him one of the most influential figures in the financial world. Dalio continues to be a thought leader in business, economics, and philanthropy.
David Bach is a financial expert and bestselling author known for his Finish Rich book series, including The Automatic Millionaire. He has made a career out of teaching people how to build wealth through small, manageable financial habits like “paying yourself first” and automating savings. His approach to personal finance is accessible and focuses on helping everyday individuals achieve long-term financial security. David has appeared on numerous media platforms, advocating for financial literacy and encouraging people to take control of their financial futures.
Morgan Housel is a financial writer and partner at The Collaborative Fund, best known for his book The Psychology of Money. His work explores the behavioral side of finance, emphasizing how emotions, history, and decision-making impact wealth-building. Housel’s writing is widely praised for being accessible, insightful, and engaging, making complex financial topics easier to understand. He contributes regularly to financial publications and speaks at conferences on the power of long-term thinking in finance. His book has become a modern classic in the personal finance genre.
Robert Kiyosaki is the author of the bestselling personal finance book Rich Dad Poor Dad, which challenges conventional wisdom on wealth building and financial literacy. He is a self-made entrepreneur and investor who emphasizes the importance of financial education and investing in assets that generate passive income. His Rich Dad brand has expanded to include books, seminars, and a board game that teaches financial principles. Kiyosaki advocates for self-reliance and encourages individuals to break free from the traditional “employee mindset.” He continues to teach people how to achieve financial independence.
Graham Stephan is a prominent real estate investor, YouTuber, and personal finance guru known for his insightful content on financial independence and investment strategies. He began his career in real estate at the age of 18 and quickly rose to prominence, amassing a multi-million-dollar portfolio. Stephan's YouTube channel, which boasts millions of subscribers, offers accessible and practical advice on budgeting, saving, and investing, earning him widespread acclaim and a dedicated following. In addition to his online presence, he has been featured in numerous high-profile publications and media outlets, solidifying his status as an influential figure in personal finance education. Through his work, Stephan has empowered countless individuals to take control of their finances and pursue financial freedom.
James Clear is the author of the bestselling book Atomic Habits, which focuses on the power of small habits and incremental improvements to achieve significant personal and professional growth. Clear’s writing blends insights from psychology, neuroscience, and productivity to provide practical strategies for building better habits. His work has helped millions of people create positive changes in their lives by focusing on the process rather than the outcome. James’s clear, actionable advice has made him a sought-after speaker and thought leader in the field of personal development.
Brian Tracy is a renowned Canadian-American motivational speaker, self-development author, and business consultant. He has written over 70 books, including bestsellers like "Eat That Frog!" and "The Psychology of Achievement," which have been translated into dozens of languages. Tracy's work primarily focuses on personal success, leadership, time management, and sales strategies. He has also delivered over 5,000 speeches and seminars around the world, inspiring millions to improve their lives and careers. His practical advice and actionable insights have cemented his reputation as a leading authority in personal and professional development.
Scott Pape, known as The Barefoot Investor, is an Australian financial advisor and author, best known for his best-selling book The Barefoot Investor: The Only Money Guide You’ll Ever Need. Pape’s simple, no-nonsense approach to personal finance has helped millions of Australians get out of debt, build savings, and invest for the future. His advice is based on practical, straightforward strategies that focus on budgeting, long-term investments, and financial independence. Pape’s work as a financial educator has made him one of the most trusted voices in personal finance, and his book has become one of the most successful financial guides in Australia.
Showing 8 of 9 related collections
“Your latte factor is the amount of money you spend regularly on small, non-essential purchases.”
The Latte Factor
By David Bach, John David Mann
Discover a world of knowledge through our extensive collection of book summaries.
David Bach is a renowned financial expert, author, and entrepreneur, best known for his bestselling books, including "The Automatic Millionaire" and "Smart Women Finish Rich." With a mission to empower individuals to achieve financial independence, he has inspired millions through his practical advice on saving, investing, and wealth-building strategies. Bach is a sought-after speaker, regularly appearing on major media platforms and delivering keynote addresses at financial conferences. As the co-founder of FinishRich Media, he continues to develop resources that promote financial literacy and personal finance education. Through his work, David Bach remains a trusted voice in the field of personal finance, helping people to take control of their financial futures.
John David Mann is a bestselling author and co-author renowned for his engaging storytelling and ability to weave profound life lessons into fiction and non-fiction alike. Best known for his collaborations with renowned entrepreneur and motivational speaker, Jack Canfield, Mann co-authored the acclaimed "The Go-Giver," which has inspired countless readers with its principles of giving and reciprocity in business and life.
His notable works also include "The Go-Giver Leader" and "The Recipe," showcasing his knack for blending timeless wisdom with relatable narrative. Mann’s writing style is characterized by clarity, simplicity, and an insightful approach to complex themes, making his works accessible to a wide audience. In addition to his successes in the realm of business literature, Mann is also a passionate advocate for personal development, and his writing reflects a deep understanding of human nature and relationships. With a commitment to inspiring positive change, he continues to influence and motivate readers around the world.
Key information about the book.
Buy on Amazon
Buy via BookShopSupport local bookstores: BookShop gives a portion of each sale to independent bookshops!
In "The Millionaire Next Door," Thomas J. Stanley and William D. Danko reveal surprising truths about the habits and lifestyles of America's wealthy. Rather than flashy spending, these millionaires embody frugality, discipline, and the pursuit of financial independence. Uncover the principles that distinguish the affluent from those who merely appear wealthy, and learn how everyday choices shape true wealth. Through eye-opening statistics and relatable anecdotes, this book dismantles common misconceptions about wealth. Are you ready to discover the secrets of those living quietly among us who have amassed true fortunes?
In "Money: Master the Game," Tony Robbins unlocks the secrets to financial freedom through insights from legendary investors and his own transformative experiences. He presents a comprehensive blueprint that demystifies the world of finance, empowering readers to take control of their financial destinies. Packed with actionable strategies, Robbins reveals the psychological barriers that hold us back from wealth and how to overcome them. The book challenges conventional wisdom, urging readers to think differently about money and investing. Get ready to embark on an enlightening journey that could reshape your financial future forever!
The Money Book for the Young, Fabulous & Broke is your ultimate financial guide, tailored for those navigating the complexities of modern money management. With vibrant insights and relatable anecdotes, author Suze Orman empowers readers to take control of their finances while embracing their youthful exuberance. Discover essential tools for budgeting, saving, and investing, all designed to transform your financial future from daunting to dazzling. Orman’s candid advice challenges you to rethink your relationship with wealth and offers a blueprint for living fabulously, even on a budget. Are you ready to unlock the secrets to financial freedom and become fabulously secure?
In "Women & Money," Suze Orman empowers women to take control of their financial destinies with insightful advice and practical strategies. Through personal anecdotes and expert tips, she dismantles the societal myths that often hinder women's financial confidence. Orman explores the emotional connections to money, urging readers to embrace their worth and create a secure future. With a blend of tough love and encouragement, she offers a roadmap to financial independence that resonates deeply. Discover how understanding your relationship with money can transform not just your finances, but your entire life.
In "The Latte Factor," personal finance expert David Bach unveils a transformative story that intertwines the journey of a young woman discovering the power of financial freedom. Through the lens of a seemingly simple daily ritual—her coffee habit—she learns profound lessons about saving and investing. With relatable characters and an engaging narrative, Bach challenges readers to rethink their spending habits and recognize the true cost of indulgences. Could a small shift in perspective lead to monumental changes in your financial future? Dive into this inspiring tale and unlock the secrets to achieving your dreams, one latte at a time!
In "The Total Money Makeover," financial guru Dave Ramsey unveils a transformative plan to overhaul your personal finances, empowering readers to break free from debt and build lasting wealth. Through practical steps and relatable success stories, he demystifies budgeting and saving, revealing the secrets to financial independence. Ramsey introduces his straightforward "Baby Steps" approach, guiding readers from caution to confidence on their journey to financial freedom. Packed with actionable advice and motivational insights, this book challenges conventional wisdom and inspires a total mindset shift. Are you ready to embark on a journey that could reshape your financial future?
In "Financial Peace Revisited," renowned financial guru Dave Ramsey lays out a transformative blueprint for achieving financial independence and peace of mind. Through compelling personal anecdotes and straightforward principles, he demystifies budgeting and debt management, empowering readers to take control of their finances. Ramsey's seven-step plan not only promises to eliminate debt but also encourages a mindset shift towards saving and giving. With a blend of practical advice and motivational insights, he confronts common financial fears and inspires readers to envision a life free from money stress. Dive into this engaging guide and discover the keys to unlocking your financial freedom!
In "Everyday Millionaires," authors Chris Hogan unravel the surprising truths behind the wealth of ordinary people who have achieved extraordinary financial success. Through compelling stories and real-life data, they challenge the myths of wealth, revealing that most millionaires live modestly and prioritize saving and investing over luxury. Hogan shares actionable insights on mindsets, financial habits, and the importance of perseverance, encouraging readers to rethink their own paths to wealth. The book empowers individuals to believe that anyone can attain financial independence with dedication and sensible strategies. Are you ready to unlock the secrets of everyday millionaires and transform your financial future?
Download our mobile app to enjoy your favorite books on the go. Get access to exclusive features, offline listening, and personalized recommendations.
